XAUUSD Swap Rates 2026 — Long/Short Overnight Fees
Representative XAUUSD swap (rollover) per 1 standard lot per night, compiled 22 August 2026 from Myfxbook live broker feeds. Swaps are recalculated daily and vary by broker — always check your platform's specification window.
XAUUSD Swap Rates (per 1 lot, per night)
Values marked with ≈ are representative (August 2026) and change daily — verify in your platform before relying on them.
How XAUUSD Swap Is Calculated
Overnight positions earn or pay interest based on the interest differential of the underlying currencies/instrument plus the broker's markup.
- Swap applies only to positions held past server rollover (usually 21:00–22:00 GMT).
- Swap-free (Islamic) accounts exist at most brokers — often with a fixed admin fee instead.
- Total overnight cost scales with lot size and number of nights held.
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Frequently Asked Questions
What is the swap rate for XAUUSD?
As of 22 August 2026, representative XAUUSD swaps per 1 standard lot per night: long ≈ −$60 to −$95, short ≈ −$30 to +$40.
When is XAUUSD swap tripled?
Wednesday (the weekend is rolled into one triple charge at most brokers).
How is XAUUSD swap calculated?
Swap = (interest differential + broker markup) × contract size × nights held. It applies only when a position is held past server rollover.
Do XAUUSD swap rates change daily?
Yes — swaps are recalculated daily from overnight interbank rates and vary between brokers.
Can I avoid swap on XAUUSD?
Yes: close before rollover, or use a swap-free (Islamic) account, which usually charges a fixed admin fee instead.
Data compiled 22 August 2026 from IC Markets product specification sheets, Myfxbook live spread/swap/volatility feeds and public education sources (FOREX.com Academy, BabyPips, FXStreet). Spreads, swaps and daily ranges change continuously — values above are representative, not quotes, and vary by broker. Verify everything in your platform's contract specification window. Educational content only — not financial advice. See our Terms.
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